Skip to content

Welcome

Welcome to Baltic Mortgage Solutions

We are committed to finding suitable competitive deals for our clients, whatever their circumstances and we believe strongly in providing friendly, honest advice from someone you know you can trust.

We have many years of experience working for banks, building societies, insurers, estate agents and brokerages, so before making any decisions, give us a call, drop us an email or fill in our contact form to see what we can do to help.

At Baltic Mortgage Solutions it is all about customer service, there is no patronising talk, jargon, sales pitch or small print, what you see is what you get.  Whether you are a first time buyer, re-mortgaging or simply looking to raise extra funds, we will endeavour to go that extra mile to remain one step ahead of the competition. We are looking to build long term relationships with clients built on honesty, trust and mutual respect.

The Post MMR Environment

As a result of the mortgage market review (MMR) we are seeing much slower turnaround times for mortgages to be processed and the banks are declining a lot more cases as a result which cements the need for specialist help in packaging a mortgage application as well as finding the best value mortgage product.

Many have the idea that mortgages are easier to get at the moment than in 2013 and as this is true in the sense that the lenders are lending more now than they were 12 months ago. Poor quality of applications being submitted directly to lenders through branches are causing a higher level of declines and is actually making the numbers of clients using brokers rise sharply in 2014. As brokers can in many instances get access to exclusive deals not available in branch it begs the questions why would anyone not visit a broker first?

This trend is only likely to increase as the new financial services industry evolves and in the same way that Baltic Mortgage Solutions thrived and evolved in the wake of the credit crunch and provided fantastic service to our clients we will be there again in these changing times.

 

YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

COMMERCIAL MORTGAGES, MOST FORMS OF BUY TO LET MORTGAGES AND MOST FORMS OF BRIDGING FINANCE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

FOR MORTGAGE ADVICE, OUR INITIAL CONSULATION IS FREE, HOWEVER WE MAY CHARGE A FEE FOR PROCESSING YOUR MORTGAGE APPLICATION. THE PRECISE AMOUNT WILL DEPEND UPON YOUR CIRCUMSTANCES HOWEVER WE ESTINATE THAT IT WILL BE BETWEEN £195 AND £495